/* Homepage payment and consultation panels: keep surface and text paired. */
body .section.home-dark-panel {
  background: #142b3c;
  color: #f6f8fb;
  border-block: 1px solid #304859;
}
body .section.home-dark-panel::before { display: none; }
body .section.home-dark-panel h2,
body .section.home-dark-panel h3,
body .section.home-dark-panel b { color: #f6f8fb; }
body .section.home-dark-panel p,
body .section.home-dark-panel small,
body .section.home-dark-panel .pay-list li { color: #d5e0e9; }
body .section.home-dark-panel .section-head > p { max-width: 780px; line-height: 1.95; }
body .section.home-dark-panel .pay-hl,
body .section.home-dark-panel .pay-quote,
body .section.home-dark-panel .pay-badge { color: #f1ce92; }
body .section.home-dark-panel .pay-hl { font-weight: 700; }
body .section.home-dark-panel .pay-card { background: #1c3547; border-color: #466073; }
body .section.home-dark-panel .pay-card.is-rec { background: #263b46; border-color: #b89a64; }
body .section.home-dark-panel .pay-card:hover { border-color: #edc78a; }
body .section.home-dark-panel .pay-badge { background: #384443; border-color: #8f805f; }
body .section.home-dark-panel .pay-tag { color: #d5e0e9; background: #203747; border-color: #587082; }
body .section.home-dark-panel .pay-quote { border-color: #60717a; }
body .section.home-dark-panel .pay-foot { background: #203747; border-color: #73806e; }
body .section.home-dark-panel .btn-gold { background: #edc78a; color: #142b3c !important; border-color: #edc78a; box-shadow: none; }
body .section.home-dark-panel .btn-gold:hover { background: #f5d9ac; border-color: #f5d9ac; color: #142b3c !important; }
body .section.home-dark-panel .btn-ghost { background: transparent !important; color: #f6f8fb !important; border-color: #8299ab !important; }
body .section.home-dark-panel .btn-ghost:hover { background: #304b60 !important; color: #fff !important; border-color: #e2c38e !important; }
body .section.home-dark-panel :is(a,button):focus-visible { outline: 3px solid #f5d9ac; outline-offset: 5px; }